What We Do
Hi I'm Tracey Lipnicki,
I am in the business if helping people achieve their financial freedom.
What does that mean exactly?
Well it's different for everyone. But some of the goals I help my clients achieve include:
- Paying off all their debts including their mortgage in 7 years or less - without spending any additional money.
- Paying less for a better education by helping their students get into better schools and pay less fees.
- Making a plan to ensure you can afford to enjoy your retirement years.
- Protecting your estate and loved ones should something happen to you.
- Helping you pass on wealth to your loved ones in the most tax efficient way possible.
- Saving you money on items you purchase anyway.
- Grow your retirement income while protecting it from market risks, inflation and healthcare shocks.
You tell me about your financial goals, your income, your assets and debts; then I help create you a plan to get you to where you want to be. Sounds simple in theory, but there are a lot of moving parts.
I hold a Bachelor of Business and Masters of Business Administration MBA majoring in accounting, finance and economics.
I started my career in Perth, Western Australia with Western Women Financial Group, initially as office manager and loan approval officer before moving into the role of educator – providing training for women on how to achieve personal financial freedom before training as a financial advisor.

After that I transitioned into the corporate world, initially in CFO roles, before moving across to technology and operations where I spent time building the businesses of other people and corporations. After working extremely hard at the expense of personal time and freedom for corporate success, I returned to my passion of helping others achieve their financial freedom, creating my own wealth & insurance advisory business within the Symmetry Financial Group organization.
The services I provide include: tax free income, retirement planning, estate planning, debt free life, bills negotiation, insurances for risk protection and investment growth, life, health & income insurance and tax minimization advice for both individuals and businesses.

Being part of Symmetry Financial Group and Quility means that I have access to over 80+ different investment vehicles and insurance products. I’m not bound to any one or few carriers – instead my purpose is to find you the very best solution for your needs – driven by your goals.
I provide my initial consultations and advice free of charge. If you do decide to become a client, you’ll become part of my clientele family – who I treat the same as my own family. And I would do anything for my family. My job is to be of service to you.

I am also growing my team and hiring for both full-time and part-time positions.
If you are interested in achieving your own financial freedom,
reach out.
